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Affordable Housing

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Your home is the single largest investment you will make in your life.

A home provides family stability and creates community, but buying your first home can be a very overwhelming and complicated process.

There are several organizations around Atlanta that are able to help you purchase an affordable home. They provide homebuyer education programs to help you through the process. Some organizations even provide downpayment assistance for qualified first-time homebuyers. These agencies will also educate you on predatory lending practices, so that you don’t wind up borrowing too much for your new home.

Click here for a list of additional Downpayment Assistance Programs (*services subject to change).

There are several downpayment assistance programs for first-time homebuyers. These programs include the following.

Agency Description

Georgia Department of Community Affairs
www.dca.state.ga.us
(404) 679-4847

Provides downpayment assistance, as well as housing counseling educational programs at partner locations throughout the metro area.  Housing agencies will be able to access these funds.
Individual Development Account Program
www.unitedwayatlanta.org
(404) 527-3549
 
United Way of Metropolitan Atlanta sponsors the Individual Development Account (IDA) Program for first-time homebuyers. The IDA Program provides up to a 5 to 1 match on the money you save for a downpayment. United Way partners with several organizations in the metro area to offer this program.
Gwinnett County HOMEStretch Program
http://bit.ly/16NSoaK
(678) 518-6008
Provides downpayment assistance for qualified homebuyers, who purchase in Gwinnett County. You must use a certified agency to access these funds.

If you are interested in purchasing your first home using one of the above programs, you must use a certified non-profit agency. One of the following organizations may be able to assist you.

Agency Description
The Atlanta Development Authority
86 Pryor Street
Atlanta, GA 30303
www.atlantada.com
(404) 880-4100
Links residents in the city of Atlanta to affordable housing units in the city (for rental and homeownership). The website lists local housing availability and includes prices and contact information.
Center for Working Families
477 Windsor Street 
Suite 101 
Atlanta, GA 30312
www.tcwfi.org
(404) 223-3303
Provides housing counseling, first-time homebuyer education classes, and access to affordable mortgages through local mortgage partners. These programs are only available to residents of NPU-V (which includes Adair Park, Capitol Homes, Mechanicsville, Pittsburgh, Peoplestown, and Summerhill).
Resources for Residents and Communities
100 Flat Shoals Ave.
Atlanta, GA 30316
rrc-atl.org
(404) 525-4130
 
Provides housing counseling, first-time homebuyer education classes, and access to affordable mortgages through local mortgage partners.
Habitat for Humanity
519 Memorial Drive
Atlanta, GA 30312
www.atlantahabitat.org
(404) 223-5180
Builds affordable quality homes throughout metro Atlanta, and provides support services that promote successful home purchase and ownership. New homebuyers must complete 250 hours of "sweat equity."
Atlanta Urban League
100 Edgewood Avenue, N.E. Suite 600
Atlanta, GA 30303
www.atlul.org
(404) 659-1150
Provides a wide range of housing counseling and first-time homebuyer education classes.
The Impact! Group
1255 Lakes Parkway,
Building 100, Suite 110
Lawrenceville, GA 30043
www.theimpactgroup.org
(678) 808-4477
Provides housing counseling, first-time homebuyer education classes, and access to mortgages through local mortgage partners.  They also manage their own mortgage company. They partner with Gwinnett County to offer the HOMEStretch program, which provides downpayment assistance for qualified homebuyers, who purchase in Gwinnett County.
Zion Hill CDC
2741 Bayard Street  
East Point, GA 30344
www.zionhillcdc.org
(678) 318-1969
Provides housing counseling, first-time homebuyer education classes, as well as access to the IDA downpayment assistance program.


 Click here for a list of additional Downpayment Assistance Programs (*services subject to change).

 

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