Affordable Housing
Your home is the single largest investment you will make in your life.
A home provides family stability and creates community, but buying your first home can be a very overwhelming and complicated process.
There are several organizations around Atlanta that are able to help you purchase an affordable home. They provide homebuyer education programs to help you through the process. Some organizations even provide downpayment assistance for qualified first-time homebuyers. These agencies will also educate you on predatory lending practices, so that you don’t wind up borrowing too much for your new home.
Click here for a list of additional Downpayment Assistance Programs (*services subject to change).
There are several downpayment assistance programs for first-time homebuyers. These programs include the following.
| Agency | Description |
|---|---|
|
Georgia Department of Community Affairs |
Provides downpayment assistance, as well as housing counseling educational programs at partner locations throughout the metro area. Housing agencies will be able to access these funds. |
| Individual Development Account Program www.unitedwayatlanta.org (404) 527-3549 |
United Way of Metropolitan Atlanta sponsors the Individual Development Account (IDA) Program for first-time homebuyers. The IDA Program provides up to a 5 to 1 match on the money you save for a downpayment. United Way partners with several organizations in the metro area to offer this program. |
| Gwinnett County HOMEStretch Program www.theimpactgroup.org/Homebuyer.php (770) 822-5190
|
Provides downpayment assistance for qualified homebuyers, who purchase in Gwinnett County. You must use a certified agency to access these funds. |
If you are interested in purchasing your first home using one of the above programs, you must use a certified non-profit agency. One of the following organizations may be able to assist you.
| Agency | Description |
|---|---|
| The Atlanta Development Authority 86 Pryor Street Atlanta, GA 30303 www.atlantada.com (404) 880-4100 |
Links residents in the city of Atlanta to affordable housing units in the city (for rental and homeownership). The website lists local housing availability and includes prices and contact information. |
| Center for Working Families 477 Windsor Street Suite 101 Atlanta, GA 30312 www.tcwfi.org (404) 223-3303 |
Provides housing counseling, first-time homebuyer education classes, and access to affordable mortgages through local mortgage partners. These programs are only available to residents of NPU-V (which includes Adair Park, Capitol Homes, Mechanicsville, Pittsburgh, Peoplestown, and Summerhill). |
| Resources for Residents and Communities 100 Flat Shoals Ave. Atlanta, GA 30316 rrc.reynoldstown.org (404) 525-4130 |
Provides housing counseling, first-time homebuyer education classes, and access to affordable mortgages through local mortgage partners. |
| Habitat for Humanity 519 Memorial Drive Atlanta, GA 30312 www.atlantahabitat.org (404) 223-5180 |
Builds affordable quality homes throughout metro Atlanta, and provides support services that promote successful home purchase and ownership. New homebuyers must complete 250 hours of "sweat equity." |
| Atlanta Urban League 100 Edgewood Avenue, N.E. Suite 600 Atlanta, GA 30303 www.atlul.org (404) 659-1150 |
Provides a wide range of housing counseling and first-time homebuyer education classes. |
| The Impact! Group 1255 Lakes Parkway, Building 100, Suite 110 Lawrenceville, GA 30043 www.theimpactgroup.org (678) 808-4477 |
Provides housing counseling, first-time homebuyer education classes, and access to mortgages through local mortgage partners. They also manage their own mortgage company. They partner with Gwinnett County to offer the HOMEStretch program, which provides downpayment assistance for qualified homebuyers, who purchase in Gwinnett County. |
| Zion Hill CDC 2741 Bayard Street East Point, GA 30344 www.zionhillcdc.org (678) 318-1969 |
Provides housing counseling, first-time homebuyer education classes, as well as access to the IDA downpayment assistance program. |
Click here for a list of additional Downpayment Assistance Programs (*services subject to change).
| Attachment | Size |
|---|---|
| Downpayment_Assistance_Programs_-_01-28-091.pdf | 227.66 KB |
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