Do you need help with your family budget?

Many of us have life situations that force us to make difficult decisions. These situations make it difficult for us to pay some of our monthly bills. You may even be just one paycheck away from losing your home. If you are having difficulty keeping up with paying your rent, mortgage, utilities, and other basic living expenses, these agencies provide extensive counseling services that can help you set up a budget to manage your money.

ACORN provides housing counseling to help you budget your household expenses, and look for ways to save money. They also provide counseling about protecting yourself from predatory lenders and helping you to prevent foreclosure. www.acorn.org, click on "Offices", then select "Georgia" from the list of states. (404) 525-1013.

Center for Working Families provides financial planning education classes and housing counseling programs to residents of NPU-V (which includes Adair Park, Capitol Homes, Mechanicsville, Pittsburgh, Peoplestown, and Summerhill). These classes can help you budget your household expenses and help identify ways to save money. They also provide counseling about protecting yourself from predatory lenders and helping you to prevent foreclosure. www.tcwfi.org. Click on "Services", then on "Moving to Wealth" on the left column. (404) 223-3303.

Women's Economic Development Agency offers wealth building programs and educational programs to help women plan for the future and develop strong financial and credit skills. Click on "Programs" at the top, then click "Wealth Building" for a listing of the types of programs offered. (678) 904-2201.

St. Vincent de Paul provides financial counseling to residents of central and north Georgia. Their case workers will meet with you one-on-one to discuss your financial situation and help you work through family issues you may have. These sessions can help you budget your household expenses and help identify ways to save money. They also provide counseling about protecting yourself from predatory lenders and helping you to prevent foreclosure. SVDP also provides direct financial assistance on a limited basis. Click on "Direct Aid" on the left side column. (770) 458-9607.

Catholic Charities provides financial counseling to residents of central and north Georgia. Their case workers will meet with you one-on-one to discuss your financial situation and help you work through family issues you may have. These classes can help you budget your household expenses and help identify ways to save money. They also provide counseling about protecting yourself from predatory lenders and helping you to prevent foreclosure. They also provide direct financial assistance on a limited basis. Click on "Emergency Assistance Program" on the left side column. (770) 216-9420.

The Sullivan Center provides financial counseling and planning to residents of Fulton and DeKalb Counties. They also provide direct financial assistance on a limited basis. (404) 753-0531

Norcross Cooperative Ministries provides financial planning education classes and housing counseling programs to residents of Norcross and the Gwinnett County side of Tucker and Doraville. These classes can help you budget your household expenses and help identify ways to save money. They also provide counseling about protecting yourself from predatory lenders and helping you to prevent foreclosure. They also provide direct financial assistance on a limited basis. Click on "Services" on the left side column. (770) 263-8268.

The Impact Group provides financial education programs that can help you budget your household expenses and help identify ways to save money. Click on "Homeownership," then click on "Housing Counseling." (678) 808-4477.

Jewish Family and Career Services provides financial counseling to residents of the metro-Atlanta area. Their case workers will meet with you one-on-one to discuss your financial situation and help you work through family issues you may have. These sessions can help you budget your household expenses and help identify ways to save money. They also provide direct financial assistance on a limited basis. (770) 677-9300.

Center for Family Resources provides financial planning education classes and housing counseling programs to residents of Cobb County. These programs can help you budget your household expenses and help identify ways to save money and identify the root causes of the family crisis. They also provide counseling about protecting yourself from predatory lenders and helping you to prevent foreclosure. They also provide direct financial assistance on a limited basis. Click on "Our Programs." (770) 428-2601.

Atlanta Urban League provides a wide range of financial education programs that can help you budget your household expenses and help identify ways to save money. They also provide counseling about protecting yourself from predatory lenders and helping you to prevent foreclosure. (404) 659-1150.

Consumer Credit Counseling Services provides an extensive array of counseling services, including credit and debt counseling, foreclosure prevention, bankruptcy, and budgeting. These programs can help you take control of your household finances and your financial situation. If you have unpaid bills, CCCS can help you set up repayment plans. (800) 251-2227.